Products and Services
For us, leasing and asset financing go beyond providing funds; they are about delivering solutions that add value and foster the growth and ambitions of our partners and clients.
We help businesses reconsider how they utilize and acquire assets, focusing on both usage and ownership.
Through leasing, hire-purchase, captive financing, and invoice factoring, we offer straightforward and adaptable financing options.
With the support of our global OEM and local distributor network, you can upgrade your fleet, advance sustainability goals, and manage asset lifecycles efficiently.
"Altalease Capital offers fast, flexible, and innovative asset financing solutions tailored to accelerate business growth in the GCC region"
Our Solutions
Finance Leasing
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A finance lease provides access to the latest equipment through regular rental payments.
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The leasing company (lessor) buys the asset and rents it to the business (lessee) for a set period.
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The asset is returned to the leasing company at the end of the lease.
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Initial costs are typically lower than other credit forms, such as hire purchase.
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Payments are evenly spread across the lease term, with the lessee committed to all rentals.
Operating Lease
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An operating lease is ideal for businesses that need equipment but cannot justify an outright purchase.
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It offers a solution for companies with limited budgets or functional assets that do not require immediate replacement.
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Customers pay a fixed periodic rental (+VAT) over an agreed period.
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Full, unrestricted access to the asset is provided during the lease term, and the asset is returned at the end of the contract.
Asset backed finance or Hire Purchase
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A hire purchase agreement helps companies manage the cost of new equipment and machinery.
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Customers pay the full VAT upfront and make repayments over an agreed period before gaining full ownership.
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To lower rentals, options like part-exchange, deposits, or balloon rentals can be included.
Invoice Finance
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Invoice factoring allows businesses to sell outstanding invoices to a financing company for a fee.
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This provides instant cash flow to manage daily operations, payroll, and other costs.
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Businesses can receive up to 90% of the invoice value upfront.
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The remaining amount is released once the customer pays the invoice, minus any service fees.
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It’s a valuable tool for SMEs to unlock immediate funds from pending invoices.
Sale & Leaseback
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In a sale-and-leaseback, a company buys an investment object and then sells it to a leasing company, leasing it back for continued use.
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This process also applies to used investment objects or real estate.
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The advantage is that it allows a company to raise hidden reserves and gain liquidity in the short term.
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Sale-and-leaseback is suitable for special orders and complex leasing objects.
